Running a car does not come cheap. One of the principal costs you need to set money aside for each month is your vehicle insurance. Driving without it is illegal and could make things much worse for you and anyone you collide with.
If you want to keep your premiums down, you need to avoid getting in trouble with the law. Vehicle-related offenses such as a DUI could see your premium rise further.
What is the average insurance increase in Alaska after a DUI?
Moneygeek.com found that the average full coverage car insurance in Alaska costs $911 before a DUI and $1,392 after. That’s a huge 53% increase or, to put it another way, another $40.08 you’ll need to find each month.
It’s not just a one-year rise, either. That increased premium will affect you for several years to come, even if you move to a new insurer, as you are obligated to inform them of driving-related convictions. Remember, the next year’s premium might be higher still, as premiums sometimes go up from one year to the next, even for those with clean records.
This is just one of the costs of a DUI
It’s important to factor this cost into your decision about how to handle a DUI charge. While you might initially think it is easiest to just accept the charge, a better understanding of the full range of consequences and costs you could face may change your mind. There are a range of potential defense options for DUI charges. With appropriate guidance, you can see if there is one that could work for you.